Financial Inclusion becomes the effective objective for the 9th Fiver Year plan in India. The effective sharing of economic benefits among under pre vilaged through financial inclusion is the core of the plan. In order to achieve and make this successful, the effective awareness and access to financial instruments and institutions are important. Central bank of the country, RBI has initiated several programmes to achieve the same. The present paper identified the different approaches and innovative ideas which can be implemented in a day to day life the individual. The attempt the paper is suggest several intiatives to the policy makers to achieve the financial literacy in India.